Privo: Instant Credit Line App | How To Buy Loan Privo apps

 Privo: Instant Credit Line App

Get an instant personal loan that you can repay and reuse through a credit line on Privo. Get instant credit up to ₹2 lakhs in three simple steps!

Privo is an instant credit line and personal loan app from Kisetsu Saison Finance (India) Pvt Ltd or Credit Saison India (CS India), one of the leading neo-lending conglomerates in India. Adhering to the RBI's Fair Practice Code, Privo is committed to ensuring transparency while lending loans to customers digitally.

Benefits Of Using Privo

1. Pay Interest Only On The Amount You Use: Open a Credit Line of up to ₹2
lakhs at Privo and pay interest only on the amount you withdraw.

2. Lower Interest Rate compared to credit cards: Loans start as low as 13.49% per annum, while the maximum interest rate is 29.99% per annum.

3. Get An Instant Loan Amount: Borrow any sum of money (from ₹20,000) from your approved credit limit (upto ₹2 lakhs) for 3 months to 60 months.

4. No Hidden Fees or line set up fees: Privo doesn't charge any hidden fee for opening a Credit Line or withdrawing money.

5. EMI Repayment Offers: You can select EMI options to repay the borrowed amount.

6. 100% Paperless: Privo provides a fully digital and paperless experience, ensuring easy approvals of credit lines

7. Safe And Secure Process: Get instant credit with this safe app designed using advanced encrypted technologies.

In short, the Privo credit line offers the below features to its customers

1. Loans range from ₹20,000 to ₹2,00,000
2. Tenure: Min. 3 months | Max. 60 months
3. Interest rate: Min 13.49% pa | Max 29.99% pa
4. Processing fee - Min 1% | Max 3%*
*not applicable for PRIVO SQUAD
*GST applicable on the processing fee

How Does Privo Work?

STEP 1: Download the Privo app and set up your profile.
STEP 2: Complete the KYC process and set up auto-pay
STEP 3: Choose an amount based on your need

Below is an example of how Privo the credit line app helps you access funds easier.

સોના ના ભાવ જોવા માટે


1. Principal amount: 1,00,000
2. Tenure: 12 months
3. Interest rate: 14 p.a%
4. EMI: 8979
5. Interest Payable: 8979
6. Processing fee (@ 1% + GST): 1180
7. Total cost of loan: 107748
8. Total amount disbursed: 98628
9. BPI (Broken period interest): 192
10. APR: 16.65%

Additional Charges

Overdue Interest Rate: 36% p.a.
Full prepayment charges: 5% of outstanding amount + taxes* Part prepayment charges: 5% of outstanding amount + taxes*
Swap charges (Cheque/NACH): Rs 250/- + taxes
Dishonor charges: Rs 450/-
*not applicable for PRIVO SQUAD

લેપટોપ સહાય યોજના માટે ઉપયોગી લિંક

Important link

Official website : click here 

Registration online : click here 

Apply online : click here 

Application status chek : click here 

Helpline number : click here 

Privo Squad Offers to give you something extra!

Zero processing & foreclosure fee
Personalized welcome kit.
An Amazon voucher of ₹500.
Exclusive access to the premium features of Privo forever.

Eligibility Criteria for Opening an Instant Credit Line at Privo

The person should be aged between 21 to 57 years.
He must be a salaried employee with a monthly income of ₹18,000 or above.
A minimum CIBIL score of 650.
The individual must have an Android phone

Documents Required

Since Privo is a digital finance app, all you need to do is enter your PAN and Aadhar number linked with your phone number and take a selfie.

Uses of Privo’s Instant Line of Credit

1. 💳 Refinancing
2. 🎊 Wedding loan for marriage expenses
3. 🛩 Travel loan
4. 🏘 Home renovation loan
5. 🚙 2 wheeler/4 wheeler loan
6. 🙋‍♀️ Personal loan
7. 💻 Mobile phone loan/Loan for a laptop/Consumer durables loan
8. 💰 Instant cash loan
9. 🎓 Education loans
10. 👩‍⚕️ Medical emergencies
11. 🧾️ Debt consolidation loan

Privo Contact Us
More info about Privo:
Our Parent Company info:
Privo's privacy policy:
Email us at:
Call our customer care number: 18001038961

Address: Kisetsu Saison Finance (India) Private Limited, having CIN U65999KA2018FTC113783 and having its registered office at IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029
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