TrueBalance- Personal Loan App | How To Apply Loan

True Balance is a 100% safe and secure, lending & financial services platform, steering on the mission of “Finance For All”. True Balance is a personal loan app that has been trusted by over 75 million users across the country. Here, you may avail of an online personal loan from ₹ 1,000 to ₹ 1,00,000 (Disbursal Amount) for a tenure of a minimum of 62 days to 12 months at a low processing fee. The APR ranges from 60% to 154.8%.
TrueBalance- Personal Loan App | How To Apply Loan

Apply for a personal loan today and enjoy a better borrowing experience with the True Balance loan app

For example:

For ₹10,000 personal loans borrowed for 3 months, with an interest rate @2.4% per month*, a user would pay:

-> Processing fee (@6%) = ₹600 + GST (18%) ₹108 = ₹708
-> Interest* = -CUMIPMT(2.4%*12/365*30, 3, 10000, 1, 3, 0) = ₹477
-> EMI = -PMT(2.4% * 12 / 365 * 30, 3, 10000₹) = ₹3,492
Total amount to be repaid = ₹11,185/- including Processing fee +GST
*Loan Interest Rate may vary based on the user's risk profile

We facilitate loans from RBI-licensed NBFC-True Credits Pvt. Ltd, InCred Financial Services Limited, Grow Money Capital Pvt. Ltd, Muthoot Finance Ltd, Vivriti Capital Limited, and Northern Arc Capital Limited. Also, the app enables its users to avail of wallet services including recharges, bill payments, and much more from licensed entities.

Features of True Balance – Personal Loan App:

- Personal Loans ranging from ₹1,000 to ₹1,00,000 (Disbursal Amount)
- 100% Digital
- 24x7 access to personal loan/money
- Low processing Fee, longer tenure, and attractive interest rate
- Loan directly disbursed to your bank account
- Pan-India Service
- Convenience of payment through various methods.
- Timely repayment improves credit score and increases the chance to get a higher amount of credit.

True Balance is a PPI license holder that provides an RBI Complaint Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards, and Gift cards and has also partnered with NBFCs for granting online personal loans.

How to apply for a personal loan on True Balance?

● Install the True Balance app
● Log in to the True Balance personal loan app by registering through your contact number
● Fill in your basic details to know your personal loan eligibility
● Submit KYC documents and apply for an instant loan
● Once the application is approved, the approved loan disbursed amount gets transferred to the bank account

A quick glance at other multiple services offered by True Balance App.

Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid and earn Cashback
• Super-fast recharges of any amount on the network across 5 top operators

DTH, Pipes Gas, Electricity, Water, LPG, Bill Payment

• DTH recharge available for all 5 key operators. Earn Cashback per month.

Please note

• Get maximum Cashback benefits from completing full KYC.
• All Cashback can be used within the app and can’t be transferred in any form.

App permissions & reasons:

• Approximate location to let you know an appropriate plan as per the area/circle you are in.
• SMS to confirm the user’s phone number exclusively for the purpose of registration. Furthermore, access is restricted to transactional SMSs.
• A camera is required for the full KYC process
• Phone to collect hardware model details, OS and version, network info, and to avoid fraud by ensuring that unauthorized devices are not able to act.


The entire process is completely online and secure, and it has a 4.0+ star rating, making it one of the best online loan apps in India.

We have a highly secured & encrypted system to ensure the safety of information shared by our customers. To learn more about our privacy policy, click

Contact us:
Drop in your queries at

The Circle Work, 5th Floor, Huda City Centre Metro Station,
Sector 29, Gurugram, Haryana - 122001, India

*T&C Apply 

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