Instant Personal Loans range from ₹500 to ₹ 100,000
Tenure: 62 days to 6 months. Interest rates range from 2%-30% depending on the risk profile of the customer.
Instant Personal Loan Example:
-> Loan Amount: Rs.20,000
-> Tenure: 3 Months
-> APR: 72.7%
-> Equivalent Monthly Interest Rate: 2.5%
-> Processing Fee: Rs.899
-> GST: Rs.161
-> Interest: Rs.1510
-> EMI: Rs.7,170
-> Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
-> Total repayment amount: Rs 21,510
Some customers may be charged a late fee.
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International Financial Services Pvt Ltd. which is an RBI-registered NBFC.
A branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users. This means we are a trusted, secure, and genuine cash loan app in India.
Branch also enables users to invest their money through P2P investments. Users can invest up to Rs.10 lakhs and get returns up to 12% per annum. Branch operates the investment product on the license of NBFC P2P of Lendbox. For more details and risk associated, refer to the Terms of Usage.
PERSONAL LOAN RATES AND FEES
Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards
Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 62 days.
The loan amount would be directly deposited into your bank account.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
The Branch app lets you apply for personal loans, It's one of the best-rated loan apps in India. We have millions of happy customers who have taken an instant loan from Branch.
Branch Personal loan app is operated by Branch International Financial Services Pvt. Ltd. which is an RBI-registered NBFC.
* No paperwork, collateral or office visits needed
* Easy access 24/7
* Quick and easy signup
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay
Questions?
We're the lone app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
Branch instant personal loan app provides the following types of personal loans like dhani app, Navi loan app, and other mobile loan apps in India. We are also an RBI-registered NBFC and you can take credit lines for:
- Medical Loan/Emergency Hospitalisation Loan
- Shopping Loan
- Home Renovation Loan
- Consumer Durable Loan (home appliances)
- Education Loan
- Vehicle Loan (2/4 wheeler loan)
- Travel Loan
- Wedding/Marriage Loan
- Student Loans
SAFE AND SECURE LOANS
Branch app makes getting an instant personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
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CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at india@branch.co
Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037
CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at india@branch.co
Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037